USING OUT-OF-NETWORK BENEFITS

My practice operates out-of-network to provide you with the highest quality, personalized care possible. This approach offers several important advantages:

Freedom in Your Treatment Working outside insurance constraints means we're not limited by session caps or arbitrary timelines. We can take the time needed to truly address what brings you to therapy, incorporating specialized approaches like intensive format therapy that insurance may not adequately cover.

Your Privacy, Protected Out-of-network care means no treatment details in insurance databases—just enhanced confidentiality between you and me.

Treatment Driven by Your Goals Our work focuses entirely on what matters to you, not what an insurance company deems "medically necessary." This means we can address personal growth, relationship patterns, and life transitions, not just symptom management.

Making It Affordable Many clients successfully use their out-of-network benefits to offset costs, and the actual investment is often more accessible than expected. For example, with a $210 session fee and 70% reimbursement, your out-of-pocket cost would be $63 per session. Most insurance companies reimburse within 2-4 weeks.

I provide detailed superbills after each session and offer complimentary guidance throughout the reimbursement process. Most clients receive 50-80% reimbursement from their insurance company.

For clients without out-of-network benefits or those experiencing financial hardship, I maintain a limited number of sliding scale slots on a case-by-case basis.

Not sure about your benefits?

Click here to calculate your OON benefits.

Click here for a step-by-step guide to verifying your out-of-network coverage or contact your insurance company's member services line with these questions.

Contact your insurance company with the following questions:

Questions about in-network benefits

If your therapist says they are "in-network with" or "paneled" with your health insurance, ask your health insurance company the following questions to verify that (1) you indeed can see them in-network, and (2) how much it would cost to see this provider:

• Is Elisha Geers (Provider NPI: 1518514645) in-network with my health insurance?

• What is my in-network deductible for outpatient mental health visits?

• How much of my deductible has been met?

• What is my copay for outpatient mental health visits?

• Is this coverage applicable before or after I meet my deductible?

• What is my out-of-network deductible for outpatient mental health visits?

• How much of my deductible has been met this year?

• What is my out-of-network coinsurance for outpatient mental health visits?

• Do I need a referral from an in-network provider or a primary care physician to see someone out-of-network?

• How do I submit claims for out-of-network reimbursement?

• Are virtual outpatient mental health visits (or teletherapy) covered by my plan?

INSURANCE

I am in-network with UnitedHealthcare/Optum, Premera Blue Cross, and Tricare/Triwest